Independence Blue Cross
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Independence Blue Cross is recognized as one of the oldest and most reputable healthcare providers in the country. Operated as a state wide provider, Independence Blue Cross provides health care to members throughout various states around the country. The company's network of physicians, hospital facilities and medical staff provide members with quality health care at affordable rates. Members have access to the services no matter where they reside within the state.
Independence Blue Cross History
Independence Blue Cross was established to help teachers with their first health insurance coverage. For over 80 years, the Texas born company has continued to increase its enrollment. Independence Blue Cross now has over 100 million members and services in 50 states, as well as Puerto and Washington, D.C. Today, Independence Blue Cross is valued and recognized as a pioneer in managed health care.
Independence Blue Cross Medical Insurance Plans
Independence Blue Cross medical insurance quotes and plans are structured to meet the growing demands of a changing industry. Featured plans include Preferred Choice (PPO) and Health Maintenance Organizations (HMO). In the HMO, members must select a primary physician from the Independence Blue Cross list of providers. The selected doctor is responsible for the management of that member's medical records. Independence Blue Cross HMO's are offered for a flat fee. This plan has no deductible, but it does require a minimum co-payment. HMO's do not allow members to select doctors outside of the network. On the other hand, Independence Blue Cross' PPO plan allows members to select from services within the network or members may receive services from outside the network. However, no primary care physician is required. Other plans offered by Independence Blue Cross include dental, vision, life insurance, supplemental Medicare and Medicaid and traditional indemnity. The plans are divided into four plan types: Value, Standard, Health Savings Account and Short Term plans. Independence Blue Cross rates are determined by age, family history, medical history, in addition to pre-existing medical conditions. Coverage includes doctor's visits, maternity care, hospital care, prenatal care, prescriptive drug, preventive dental, eye examinations, on-site doctors, surgeries, vision and hearing exams and emergency services. Independence Blue Cross members are also eligible for a variety of preventative services. Members may access the Personal Choice Network to chose from a list of 20,000 doctors and 100 million hospitals within the Independence Blue Cross system.
Independence Blue Cross Medical Insurance is a proven leader in delivering quality managed health care, competitive rates and exceptional customer service. Independence Blue Cross also has a reputation for providing flexible options to all members. As one of the oldest names in the business, the company exceeds all expectations for health care for both individuals and groups. For more information, request Independence Blue Cross medical insurance quotes from MedicalInsuranceQuotes.com.